ERNEST A. MCCALLUM.
 

	Success in any line of endeavor is not so much a matter of discrimi-
nating brain and extraordinary efficiency as it is the result of continu-
ous labor, a mastery of detail and a love of hard work. These qualities,
possessed in an eminent degree, make success almost inevitable, and it
is to their possession that Ernest A. McCallum, prominent in real estate
and insurance circles, owes much of his progress. He was born in Cum-
berland, Ontario, on the 6th of September, 1869, a son of Donald and
Jane (McCaffrey) McCallum, both natives of Ontario.  For some time
the father engaged in farming there and later established a mercantile
business in Cumberland. He lived retired the latter part of his life, en-
joying the comfortable competence he had accumulated. To him and his
wife six children were born, five of whom are living: Ernest A., whose
name introduces this review; A. D., who is farming at Maple Creek,
Saskatchewan; H. M., who is manager for the London Life Insurance
Company in Regina; Maude M. Gordon, wife of. C. F. Gordon, now of
Toronto; and E. D., who is associated with his brother, Ernest, in the
real estate and insurance business. Throughout his life the father gave
his political allegiance to the Liberal party and. his religious faith was
that of the Presbyterian church.
	Ernest A. McCallum attended the village schools and the Vankleek
Hill, Ontario, high school. Upon the completion of his preliminary edu-
cation he engaged in teaching school for three years in Ontario. In 1897
he came to Regina and studied law for four years, in the office of Judge
Johnson.  He did not find the legal profession entirely to his liking,
however, and subsequently went into the real estate and insurance busi-
ness. He began to buy and sell real estate and speculate in a small way
and as the result of his keen discrimination and judgment he achieved
success from the start. In 1903 he had his business incorporated under
the name of McCallum & Hill, taking into partnership W. H. A. Hill and
E.D. McCallum. The company erected a large ten-story office building
in 1914, and its business is the largest of its kind in Saskatchewan. The
firm organized the Saskatchewan Guaranty Fidelity Company and Mr.
McCallum has been president of the enterprise since its organization.
It owns much city property and has built many houses in Regina, which
have been sold on the small payment plan. The company is general agents
for Saskatchewan for the United States Fidelity & Guaranty Company
and for the Bee Hail Company. It likewise represents ten of the leading
fire insurance companies. Mr. McCallum is a member of the executive
committee of the Regina Agricultural & Industrial Association, Limited.
	In 1905 Mr. McCallum was married to Miss Laura Potter, a native of
Ontario, where she received her education. To Mr. and Mrs. McCallum
two sons were born: John E., who is attending the Toronto University;
and Clare, a student in the Regina Collegiate Institute. Mrs. McCallum's
death occurred in 1908 and brought deep sorrow to her family and many
friends. She was prominent in club and social circles and was a consist-
ent member of the Anglican church. Fraternally Mr. McCallum is iden-
tified with the Knights of Pythias, in which he has served as chancellor
commander. He is a member of the Canadian Club and the Benevolent
Protective Order of Elks. His political allegiance is given to the Liberal
party.
Bibliography follows: